3 Ways to Be More Productive

employee asleep at his computer

We live in a society of multitaskers. For decades, we believed multitasking was the way to achieving productivity. However, recent studies are beginning to suggest that multitasking actually makes you less productive.

It makes sense if you really think about it. We are bombarded every hour of every day with a hundred different things, between emails, social media account notifications, phone calls, etc. Not to mention, all of the new information that’s thrown into our faces as we respond to each of these different stimuli. Staying focused is next to impossible.

Monotasking. It’s the new multitasking, and it’s the answer to the problem of low productivity. Doing one thing at a time actually helps you stay focused on that one thing. By minimizing the number of potential distractions you may encounter throughout a single period, you’ll accomplish more. With that in mind, here are 3 ways to increase your personal productivity:

Batch Your Work

One technique, called batching, is what a lot of writers use to get a lot done in a short time. Batching is defined as completing multiple related tasks in a single work period – whether it’s a day or a few hours. Sitting down to write 10 blogs that will be scheduled out for the next month is one example of batching. Another example is writing multiple chapters of an ebook. You basically commit to doing one task (or a series of related tasks that may be classified as a single task) until it’s finished, without switching activities. And that means no checking email, no checking Facebook, and no answering phone calls until that task is finished.

Take Breaks.

This is especially hard for workaholics, and if you work at a corporate office, you don’t want to take too many breaks or make them too long, since the boss is likely watching. But try taking shorter, more frequent breaks for one week. If your boss says anything to you about it, let them know you’re trying a new experiment that you believe will increase your productivity, and that you’ll stop if it doesn’t make a difference within two weeks. Once they see how much more you accomplish in that time, they won’t care how many breaks you’re taking. Taking breaks gives your mind and body time to rest and recoup, so that when you get back to work, you actually get more done.


A to-do list or calendar will help you prioritize your work and stay on task. With your work planned out ahead of time, you’ll simply be able to press go and move forward, rather than wasting valuable minutes thinking about or trying to remember what you need to accomplish. Long-term, this will result in much more work getting done.

Continue Reading

4 Tax Write-Offs You Probably Didn’t Know About

taxes calculator

It’s tax season… yay. I spent most of yesterday going through bank statements, credit card statements, bills and receipts and adding up my business expenses to try and save on the amount of money we’re going to owe the IRS this year. Did I mention that this is my first year doing taxes as a self-employed citizen? It was a major headache, but I’m proud to report that I saved over $4K on my estimated tax bill, so I’d gladly do it again!

Over the last few months, I’ve been doing a lot of research on tax write-offs, and I’ve discovered a few little gems that I otherwise wouldn’t have known about. There are some smart ways to save on that April bill, (including buying an expensive item for your business before Dec. 31 hits so you can write it off — I plan to buy a computer at the end of 2016 to offset my self-employment income by a few grand.) Here are 4 more interesting tax write-offs that you may not have known about:

Exchange Student Tax Credit

My mom used to host exchange students, so she probably already knew about this one. But it was new to me. You may be able to get a tax credit of up to $50 a month if you host exchange students from foreign countries. But only under certain conditions:

  • The student must not be a family member or relative of the host.
  • The student must be enrolled full time in a high school or secondary program.
  • The program sponsor and the taxpayer must have an official agreement in place.
  • The program organization’s sole or primary reason for existence must be to provide educational opportunities and experiences for its students.

National Debt Contributions

Just like you can claim deductions for contributions you make to charity, you can claim a deduction on any contributions you make toward paying off the U.S. National Debt. We all know Uncle Sam could use our help with that $20 trillion dollar bill, right? To contribute to the deficit, you just mail a check to the address below:

Bureau of the Public Debt
Department G
P.O. Box 2188
Parkersburg, WV 26106-2188

Alternative Medical Treatments

When I learned this, I was like “whaaaa?” As someone who is a huge fan of alternative medicine, it got me pretty excited. I had previously thought that only conventional medical treatments like prescription drugs and hospital bills were eligible as write-offs, but apparently, you can also deduct less common treatments like acupuncture and herbal remedies. Who knew?! Our chiropractor is basically our doctor for everything, and she refers us to other alternative medical experts when needed, so this was great news for me!

Childcare Expenses

As a mom of one (who’s about to be a mom of two), this was pretty exciting to hear! The Child/Dependent Care Credit covers childcare costs for working or job-seeking parents, you can also deduct babysitting costs incurred while doing volunteer work or work for a charity. Isn’t that awesome news?

Unfortunately, I was unable to use claim any of these deductions for this past year, but I’ll definitely keep them in mind for the next tax season!

What other tax write-offs have you taken advantage of in the past? Share your little-known tax-savings tips with us in the comments below.

Continue Reading

Get A Home Improvement Loan

Learn the best way to obtain funding for home improvements.

Your property is very important to you. It’s a place where you reside for most of your life with your loved ones. You could journey to the most exotic landscapes and live in nicest places for a while, but the spot that will always mean the most to you is your home.

We all wish to make our place of residence a beautiful and comfortable place to live for our families, as well as an appealing place to entertain friends and guests. There are many things you can do to spruce up your home, such as refurnishing every room with luxury items or remodeling your kitchen with concrete countertops. Today, thanks to the availability of home remodeling loans, acquiring funds to improve your residence is no difficult task.

Home renovation lending is a sort of funding you can use to remodel your residence or make improvements in your property. Home improvement loans might be used for numerous objectives including: household furniture, painting your exterior or interior, adding a furnace or fireplace, upgrading your plumbing, adding an irrigation system and so on. Making upgrades to your house not only increases your comfort and standard of living; it also increases the resale value of your property. It’s definitely a worthwhile investment.

If you opt for a secured home improvement loan, you’ll want to put up something as collateral in order to secure the funds. By utilizing your personal assets to secure your loan, you can get a larger quantity of funds, a lower interest rate, more flexible terms and a longer settlement duration. The duration of a secured home improvement loan could stretch up to 25 years, reducing your monthly payments and ultimately easing your financial burden. The funding quantity obtained with this type of financing is actually very large; you could pretty  much restore your entire house.

On the contrary, you could opt for an unsecured loan, which requires no collateral. Since there’s no risk attached, the amount of financing is significantly lower. The interest rate is also higher, the terms and conditions are much less flexible, and the payment period is far more brief than what you’d get with a secured loan. Your lender will perform the necessary credit rating inspection and and give you the best choices to fit your particular needs. This type of property renovation loan is advised for those who don’t need a large amount of funds.

Folks with damaging credit history can also benefit from a home renovation loan. Nevertheless, the interest rate in such situations will definitely be greater and the conditions are going to be less pliable.

By taking out a home enhancement loan, borrowers can supplement the value of their home and make it a far better place to live. But to get the most out of the loan, there are various details to consider. First off, you’ll want to analyze your earnings as well as your ability to repay when choosing the funding amount. Also, you ought to compose your thoughts concerning the most effective use of the loan and select the type of loan you desire: secured or unsecured. Finally, you should to look around for the best and most legitimate loan provider in your area. It should be someone you trust and who can give you the best value and customer experience.

Lastly, you’ll want to have clear understanding when it comes to your interest rate and payment terms, and make sure you can make your payments every month.

In order to avoid wasting any time, funds, or energy, the best place to look for home improvement loans is online. You can search the Internet from a single location for several borrowing providers, examine their fees, policies and terms, and choose the one that provides you with the best value for your needs

Continue Reading

Reasons to See a Chiropractor and How to Find the Best One In Your Area

chiropractic adjustment

Finding a chiropractor that truly meets your requirements can only be achieved by undergoing a comprehensive evaluation of different chiropractic practitioners. In this post, we’re going to talk about how to find a chiropractor in your area, but first I’ll cover the benefits of seeing a chiropractor versus a conventional medical doctor for the treatment of common ailments.

What is a chiropractor?

A chiropractic physician is a different kind of healthcare expert that supplies both medicinal and natural treatments. Chiropractic doctors concentrate on therapy, diagnosis and the avoidance of specific problems related to one’s soft tissue framework.

The effects of these disorders on the peripheral nervous system is likewise detected and also treated by chiropractic specialist. Chiropractors, also known as Doctors of Chiropractic, make use of different combos of treatments, including soft cell treatments, spinal adjustments, lifestyle therapies and physical exercises.

The 2 major types of chiropractors

Chiropractic practitioners may be separated into 2 major groups; muscoskeletal and traditional. The major distinctions between these 2 kinds lie in their techniques and belief systems regarding how they treat their patients. The first type tends to focus more on symptom relief, while the second type focuses more on physical healing through structural correction. Different treatments made use of by chiropractic physicians include full back adjustments, physical exercises and a physical fitness plan, as well as postural suggestions, self-care approaches, everyday living activities and even nutritional counseling (in some cases).

Finding a chiropractic specialist that suits your particular needs is extremely important. There are many criteria on which to base your decision, including years of experience, range of practice, technique, philosophy, and education credentials. Finding a chiropractic doctor could change your life.

Why should you see a chiropractor?

Commonly, chiropractic specialists give natural home therapies and avoid methods to promote a healthy and balanced lifestyle. Chiropractic is an affordable alternative to traditional medicine, since it often reduces or eliminates the needs for expensive surgeries and medications. You can pay your chiropractor directly out of pocket, or use medical insurance if the particular office you visit accepts it.

Licensed chiropractors undergo considerable education. According to the American Chiropractic Association, “Educational requirements for doctors of chiropractic are among the most stringent of any of the health care professions.” They receive education in areas where medical doctors are often lacking, such as nutrition. Hence, some would say they are even more credible than conventional physicians, though many people consider chiropractic to be a practice for “quacks.” Not only can a chiropractor help you heal from sickness; he or she can also educate you on ways to prevent disease from happening in the first place. If you truly wish to increase your general health and fitness, you should definitely find a chiropractor in your area.

To get the most out of your care, it’s essential to remain active; your daily routine should include workouts, a healthy diet regimen and routine check-ups and adjustments at your chiropractor’s office. A chiropractor not only treats you, but also helps you achieve a better quality of life without investing that much cash.

If you wish to find a chiropractic physician, search the web in your area. If you happened to live in Charlotte, NC for example, you could search Google for “chiropractors in Charlotte NC” and see what comes up. That’s the easy part. The hard part is choosing the best one.

How to find the best chiropractor near you:

What to look for … that is the question. The best solution for you depends on your particular needs. If you’re simply looking for symptom relief, then you’ll want to search for a doctor who specializes in muscoskeletal therapies, focusing on physical exercises to relieve pain until your symptoms disappear. If you want a more holistic approach, and if you plan to see a chiropractor for all non-emergency related illness prevention and treatment, a traditional chiropractor who offers a variety of services such as nutrition counseling and exercise therapy might be the better choice. You should be able to get a good feel for what a specific chiropractor will do by visiting their website and reading about them. Above all, make sure whoever you choose is someone with a great deal of credibility and trustworthiness. It’s a good idea to read online reviews as well, since it’s difficult for doctors to fake those.

I hope this post helped relieve some of your doubts about chiropractic care and finding a chiropractor in your area! If you have any questions or need further help, leave us a comment below, or fill out the form on our contact page.

Continue Reading

Thanks For Visiting!

Howdy. This is John Bailey, creator of El Rockers online magazine. We just wanted to write a few words to say thanks for visiting our new site.

Over the coming weeks and months, we’re going to be hard at work creating and curating content on a variety of topics that we think our readers might find interesting and/or useful. Online magazine websites have become quite popular these days, but we’re going to do our best to stand out in a sea of similar-looking faces by contributing to interesting discussions in useful ways.

We hope you enjoy what you read here, and if you have any topics you’d like for us to cover, please don’t hesitate to reach out and let us know. You can do that right over here.

Until next time…

Continue Reading